What is the FitalMx card?

A dollar-backed Visa/Mastercard debit card for Americans living in Mexico and Colombia. Your balance stays in USD. When you swipe, it converts at the institutional mid-market rate plus 0.3% flat.

What exchange rate does FitalMx use?

The institutional mid-market (interbank) rate at the exact moment of your transaction, plus a flat 0.3% fee. No hidden spread.

Does the card work in Colombia?

Yes. The FitalMx card works in both Mexico and Colombia. Same 0.3% rate, same institutional exchange rate.

Your balance is backed 1:1 in dollars. The card is issued by a licensed financial institution (SOFOM ENR) supervised by CNBV and Banxico.

Is there a monthly fee?

No. No monthly fee, no annual fee, no minimum balance. You only pay 0.3% when you spend.

Dollar-Backed Debit Card for Expats in Mexico & Colombia | 0.3% FX

FITAL Dollar Debit Card - Silver and Gold premium card

4.5%

3%

per swipe

5%

spread

$45

+ spread

1

2

3

4

💱

💰

💳

🔒

🌎

📱

$2,000

$500$10,000

$90

$6

$84

$1,008

★★★★★